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Need an appraisal in Winston-Salem or Forsyth County?
The top 7 reasons why North Carolina homeowners order from Davidson & Associates:
- To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
- Challenge property tax assessments
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To lower their mortgage payment by removing PMI
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To reinstate their Home Equity Line of Credit (or HELOC)
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Verify another appraiser's report
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If real estate needs to be divided because of a divorce
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Settle an estate in North Carolina by determining the true market value of real estate
We at Davidson & Associates understand the special needs of a customer in need of appraisal services.
Our customary business clients get the appraisal process and the standard documents we provide. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers.
The appraisal is something concrete to show the buyer.
The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth.
Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenge Forsyth County's assessment of your property
Let's say you live in an area that's declining -- your local tax assessor may have your home overvalued.
This only means you're most likely paying higher taxes than you should be paying.
The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period.
When challenging your property tax assessment, getting a professional appraisal from Davidson & Associates is your best weapon.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners.
Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down.
Davidson & Associates is qualified in helping folks just like you remove unneeded PMI insurance.
HELOC recently frozen?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value.
This can be difficult from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out.
Davidson & Associates can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
We Offer Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for precision?
We can go out and check the subject and comparables in a field review.
If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you.
Even though most appraisal reviews are commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to invest in a second opinion.
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