There are lots of reasons the public calls on Davidson & Associates

Thousands of people in North Carolina buy, sell or refinance their home each month. A lot of these transactions have a simple line item for an appraisal. The majority of lenders still need a local expert because the stakes are so high, even though there are a budding number of automated home valuation processes that might appear more practical than an appraisal. But is securing a mortgage the only reason to acquire an appraisal? Are there more instances when the services of a licensed, independent real estate professional could come in handy? You bet there are.


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Let Davidson & Associates help you appeal your tax assessment in Forsyth County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Davidson & Associates is your best evidence. We're qualified to assist you in challenging your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

When the amount being loaned to the buyer is more than 80% of the actual value of the real estate, nearly all lenders ask homebuyers to take out an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Davidson & Associates will produce a statement regarding the value of your home, and the price you paid for the home valuation can generally be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Davidson & Associates

A divorce is often complicated by the burdensome decision of who maintains the home, and it can be an especially heartbreaking experience for both parties. Regardless of the situation, it's prudent to order an appraisal from Davidson & Associates so both parties are fully aware of the true market value of their home.

If the parties wish to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation with Davidson & AssociatesSettling an estate

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these issues. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the precise value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.

Davidson & Associates can assist you in relocating to or from Forsyth County

We know the stress associated with an employee relocation. We take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, as well as information about any current sales or listings in their neighborhood that they want considered during our detailed process.

Sell your home quickly at the right price with an appraisal from Davidson & Associates

A professional appraisal can help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to finish the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.